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WAGE GARNISHMENT LAWYER IN ORLANDO


UNDERSTANDING WAGE GARNISHMENT

Creditors have more than one way of recovering overdue debts. When a consumer waits too long make payments on an overdue loan, the creditor – or the government, in cases of unpaid taxes – could choose to garnish the consumer’s wages. Creditors will obtain a judgment from the court that allows a certain amount of the debtor’s wages to be withheld from each paycheck and paid to the creditor, instead. In Florida, up to 25% of your paycheck could be garnished and paid to a creditor. The government does not require a judgment to garnish your wages for unpaid taxes.

HOW TO STOP WAGE GARNISHMENT

If you are the head of your household, provide more than half the support for at least one child dependent, and earn $750 per week or less, you may qualify for exemption from wage garnishment. An Orlando bankruptcy attorney can help you determine your eligibility. Otherwise, you can stop wage garnishment by filing for negotiating with your lender or by filing for bankruptcy. Filing under chapter 7 or Chapter 13 of the U.S. Bankruptcy Code places an automatic stay on any collection actions, including wage garnishment. Your creditor will no longer be able to garnish your wages after you file for bankruptcy.

WHY SHOULD I FILE FOR BANKRUPTCY?

If there is no way that you can afford to repay your debts, then bankruptcy may be the way out of debt that you need. Filing for bankruptcy eliminates any excessive debt so that you can get back on track and rebuild your credit. Fisher Legal Group has helped numerous clients find financial freedom through the bankruptcy process and can do the same for you. Contact us as soon as possible for a free case evaluation to learn more!

Fisher Legal Group

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